Get a home visit before accepting a quote

A phone-only estimate is unreliable because volume, floor access, staircases without a lift, and fragile or oversized items all change labor and vehicle needs dramatically. Ask for an in-person walkthrough at both current and new locations before the mover finalizes pricing. Example: Mover quotes ₹50,000 over phone. Visit reveals: 4-story walkup with no elevator (quad the labor), narrow hallways (furniture must be disassembled), and new location is ground floor (fast unloading). Real price: ₹80,000.

A video walkthrough works if in-person is impossible, but insist on FaceTime or WhatsApp video—not photos—so the mover can ask real-time questions about room dimensions, access routes, and obstacles. Say: 'Show me every room, hallway, staircase, and the truck parking area at the new place.'

Mention any items needing special handling: glass dining tables, pianos, artwork, air-conditioning units, safes, or antiques. These carry separate charges (₹500–2000 per item) that are overlooked if not discussed upfront. Example: 'Moving a piano' requires specialized equipment and expert handlers—a standard mover might damage it, or refuse the job entirely once the truck is loaded.

Build a written inventory together

Ask the mover to create an itemized inventory list during the home visit, not verbally. Example format: '1. Double bed (good condition), 2. Wooden wardrobe (small scratch on side), 3. Dining table + 4 chairs (legs wrapped in bubble wrap), 4. Microwave (working).' Each item gets a brief condition note.

Photograph each high-value item (TV, laptop, jewelry, artwork, electronics) before packing, noting serial numbers where visible. Store photos in cloud and keep a printed copy. If the TV disappears during the move, you have proof you owned it and its value.

Both you and the mover sign the inventory list. Example clause: 'Both parties acknowledge this inventory. Any items missing or damaged beyond normal transit wear at delivery will be subject to compensation per [liability terms].' This shifts incentive—the mover is accountable for every item.

Keep your copy in a safe place during the move, and compare it line-by-line with the unloading. Takes 30 minutes but prevents disputes later.

Understand the full pricing structure

Ask for a written quote that breaks down: packing materials (₹X), labor (₹X/day × N days), vehicle rental (₹X), loading/unloading (₹X), delivery distance charge (₹X), and any add-ons. Example: ₹50,000 total sounds clear until you're charged ₹10,000 extra for 'packing materials not included.'

Confirm what packing includes: Do they provide boxes, bubble wrap, and tape, or do you buy these? High-quality packing (cushioned boxes, tissue wrap for dishes) costs more but prevents breakage. Cheap packing (newspaper, re-used boxes) damages valuables.

Ask about charges for stairs, long distances, or narrow hallways. Example: 'If the truck cannot reach the door and items must be carried 50m up a slope, do I pay extra?' Get an answer in writing. Walking furniture up 5 flights can add ₹10,000–20,000 in labor.

Clarify waiting fees. 'If the truck is loaded before noon but I cannot access the new apartment until evening, does the mover wait (no charge), leave and return later (surcharge), or store items temporarily (storage fee)?' Define this to avoid surprise charges.

Confirm liability for damage and loss

Ask: 'If an item is damaged or lost, what is your compensation?' Many movers offer limited liability (e.g., $50 max per item regardless of value). For expensive items, this is not enough. Example: Your ₹200,000 laptop is damaged; mover pays ₹5,000 max. You lose ₹195,000.

Ask whether you can purchase 'full-value protection' for an additional premium (typically 5–10% of moving cost). With full-value protection, a damaged ₹200,000 laptop is replaced or fully compensated.

Get the liability terms in writing before signing. Example: 'Mover liability: Up to ₹20,000 per item or full-value coverage (add 8%, max liability ₹500,000) purchased separately. For declared high-value items (jewelry, electronics), full-value protection is mandatory.'

Photograph valuables before packing and document them separately in case a claim is needed. Insurance will deny claims without proof of ownership and value.

Supervise loading and unloading

Be present for both loading and unloading if at all possible. Your presence discourages careless handling. Example: Watching movers, you notice they are about to stack a glass table under a heavy bookcase. You stop them. Without supervision, that happens and your table is shattered.

During loading, confirm each item as it goes into the truck and matches your inventory. Mark off items on your list in real-time. During unloading, confirm placement and condition. Example: 'Wooden table on invoice—received in good condition at new location. ✓'

Check furniture corners, appliance surfaces, and fragile boxes as they are unloaded. Note any new damage immediately on the inventory sheet: 'Corner of wardrobe dented during unloading—mover acknowledgment: [Signature], Date: [Date].' This is essential for a damage claim.

Do not 'sign off' or pay the balance until you have checked every item. Movers often pressure you to sign immediately. Resist: 'I will inspect fully, then sign. This protects both of us.'

Plan the essentials and timing separately

Pack a 'essentials bag' (not on the truck): passport/ID, money, medications, phone charger, important documents, 2 days of clothing, toiletries, laptop. If the truck is delayed (flat tire, accident, traffic) and arrives 2 days late, you still have what you need.

Inform the new location landlord or building security in advance: 'Movers arriving [Date/Time]. Truck will be in driveway for 2–3 hours. Access code: [X]. Contact: [Mover's phone].' This prevents the truck being turned away or blocked.

Confirm the exact delivery window in writing: 'Delivery between [Date] 9am–5pm, or [Alternative Date] if delayed. If [Alternative Date] is unacceptable, alternative storage: ₹[X]/day.' This prevents movers from delivering at midnight.

Ask about the move duration. If it spans 2 days, confirm: Where do movers rest overnight? (They won't work overnight.) Is there an overnight storage fee? Is the truck guarded? Confirm costs for each extra day.